Buying A New Home

Congratulations! You have decided to purchase a home, or are thinking about buying one. You’ll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

Please feel free to call us and we can take you through the planning process step-by-step , to help you determine which home is right for you. We have a host of information on mortgages, viewing homes, the offer, closing details and moving.

Below, you’ll find some tips to help you make a wise buying decision from an article at HGTV, as well as resources for first time buyers and more.

Home Buying Pro Tips

#1: Get the lay of the land and drop by morning, noon and night.
#2: Your opening bid should be based on: what you can afford, and what you really believe the property is worth.
#3: Would you buy a car without checking under the hood? Of course you wouldn’t. Hire a home inspector.
#4: Buying a house based on emotions is just going to break your heart.
#5: Most people just focus on their mortgage payment, but they also need to be aware of the other expenses.
#6: Everyone’s drawn to the biggest, most beautiful house on the block. But bigger is usually not better when it comes to houses.
# 7: Don’t obsess with trying to figure out when is the best time to buy. Trying to anticipate the housing market is impossible.
#8: It’s absolutely essential to get a survey done on your property so you know exactly what you’re buying.
#9: There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage.
#10: It’s not wise to make any huge purchases or move your money around three to six months before buying a new home.

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